Best Student Credit Cards in Canada
Get a $0 student card on a network campus tills take, pay in full, and pick Scene+, cash back, or Amex by where you already shop — not by the welcome points.
Read the guideStudent credit cards in Canada are usually built for thinner credit files and often carry no annual fee. Many are student versions of cash-back or travel cards, with similar earn rates and lower or waived fees. Compare how you qualify, whether the card reports to the credit bureau, and if you can keep the product after graduation. The cards below currently list Student as the category, or include student in the card name.
By Andrew Card details as of How we review cards
Get a $0 student card on a network campus tills take, pay in full, and pick Scene+, cash back, or Amex by where you already shop — not by the welcome points.
Read the guideShowing 9 cards

by BMO
Annual fee
$0
Welcome bonus
Get 5% cash back in your first 3 months!


by CIBC
Annual fee
$0
Welcome bonus
up to $200 (incl. $110 Skip+ value; points alone up to $125)

.png)
by Scotiabank
Annual fee
$0
Welcome bonus
$100 in cash back
.png)
.png)
.png)
by Scotiabank
Annual fee
$0
Welcome bonus
up to 10,000 bonus Scene+ points ($100 value)
.png)
Add up to three cards from this list, then open Compare to review fees, rates, and rewards together.
Go to Compare