Best Low Interest Credit Cards in Canada (2026)

Low interest credit cards charge a lower purchase rate than typical Canadian cards, which can matter if you sometimes carry a balance. Rewards are usually modest compared with cash-back or travel cards. Compare the annual fee against the rate difference, and whether a promotional rate expires. The cards below are the low-interest cards we currently track.

By Andrew · Card details as of October 15, 2026 · How we review cards