RBC vs TD vs Scotiabank Credit Cards: Which Bank Ecosystem Fits You?
Pick the bank whose currency you will redeem — Avion at RBC, Aeroplan at TD, Scene+ or Momentum at Scotia — then add a $0 backup network if the till needs it.
Read the guideBest RBC Credit Cards in Canada (2026)
RBC credit cards cover Avion travel rewards, WestJet cobrands, ION everyday earn, and cash-back or low-rate options. Compare how Avion points convert to flights versus statement credits, and whether a higher annual fee is offset by the welcome bonus and insurance. The cards below are the RBC cards we currently track.
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Showing 14 cards
RBC Cash Back Preferred World Elite Mastercard
by RBC
Annual fee
$120
Welcome bonus
up to $300 (15% extra on first $2,000 / 3 months)
RBC Visa Classic Low Rate Option
by RBC
Annual fee
$20
Welcome bonus
0.99% introductory interest rate for the first 10 months on balance transfers (apply by November 4, 2026).
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