Grocery credit cards pay a higher rate on supermarket spending than on general purchases. Some return cash back in grocery categories; others earn PC Optimum, Scene+ at Sobeys-family stores, or Costco-focused cash back. Compare annual fees against how much you spend on groceries, and whether a store or club membership is required. The cards below currently list grocery as a bonus earn category or belong to a grocery-focused program.
By Andrew Card details as of How we review cards
Match the card to the banner you already shop. Amex Cobalt and Gold Rewards pay at stand-alone grocers that take Amex; grocery Visas cover the rest; Optimum and Scene+ only pay at their stores.
Read the guideShowing 68 cards
by American Express
Annual fee
$119.88
Welcome bonus
up to $250
by BMO
Annual fee
$0
Welcome bonus
up to $133 (20,000 Points at BMO's in-store/eGift Card rate of 1,500 Points = $10)
by BMO
Annual fee
$0
Welcome bonus
Get 5% cash back in your first 3 months!
by CIBC
Annual fee
$0
Welcome bonus
up to $200 (incl. $110 Skip+ value; points alone up to $125)
by CIBC
Annual fee
$0
Welcome bonus
up to $200 (incl. $110 Skip+ value; points alone up to $125)
by MBNA
Annual fee
$0
Welcome bonus
Up to 10,000 bonus MBNA Rewards points
by MBNA
Annual fee
$120
Welcome bonus
approximately $245 in cash back value ($165 spend bonus + $80 paperless bonus)
by RBC
Annual fee
$120
Welcome bonus
up to $300 (15% extra on first $2,000 / 3 months)
by Scotiabank
Annual fee
$0
Welcome bonus
7.99% introductory interest rate on purcha...
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by Scotiabank
Annual fee
$0
Welcome bonus
$100 in cash back
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by Scotiabank
Annual fee
$120
Welcome bonus
Up to $300 cash back bonus (15% × $2,000) plus first-year fee waiver value
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by Scotiabank
Annual fee
$0
Welcome bonus
up to 5,000 bonus Scene+ points (about $50)
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by Scotiabank
Annual fee
$0
Welcome bonus
up to 10,000 bonus Scene+ points ($100 value)
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