How to Choose a Travel Credit Card in Canada
Pick the currency you will actually redeem, then the network you can spend on. Airline cobrands suit loyal flyers; flexible points and no-FX Visas suit mixed travel.
Read the guideBest Travel Credit Cards in Canada (2026)
Choosing a travel credit card in Canada usually comes down to how you fly and how you redeem points. Airline-branded cards can be a strong fit if you already use that program, while hotel and flexible rewards cards may suit mixed travel. Weigh the annual fee against welcome bonuses, travel insurance, and lounge or companion benefits before you apply. The cards below are categorized as travel or earn a well-known travel rewards program.
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Marriott Bonvoy American Express Card
by American Express
Annual fee
$120
Welcome bonus
Varies by redemption
BMO Blue Rewards Mastercard
by BMO
Annual fee
$0
Welcome bonus
up to $133 (20,000 Points at BMO's in-store/eGift Card rate of 1,500 Points = $10)
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